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July 2026 Crypto Payment Statistics: Bitcoin and Stablecoins Gain

Aug 1, 2026
July 2026 Crypto Payment Statistics: Bitcoin and Stablecoins Gain

This report is part of our monthly crypto merchant data series. See all NanoGPT crypto payment statistics.

July shifted deposit volume toward on-chain Bitcoin and stablecoins. Monero remained the largest single payment method, while Nano and Lightning both lost share.

Monero Remains First

Monero accounted for 36.42% of July's crypto deposit volume, down 4.31 percentage points from June's 40.73%.

On-Chain Bitcoin Jumps While Lightning Falls

On-chain Bitcoin rose from 14.05% in June to 20.44% in July. Lightning moved the other way, falling from 5.96% to 2.29%.

Combined, BTC + Lightning reached 22.73%, up from 20.01% in June. The Bitcoin total grew even though its mix moved heavily toward on-chain deposits.

Stablecoins Reach 18.22%

USDT rose from 6.26% to 11.15%, while USDC increased from 5.52% to 7.07%.

Together, USDT + USDC represented 18.22% of July's crypto deposit volume, up 6.44 percentage points from June.

Nano Falls as ETH and BCH Gain

Nano fell from 9.51% in June to 5.48% in July.

Ethereum rose from 3.17% to 5.02%, and Bitcoin Cash climbed from 2.87% to 4.45%. Litecoin and Solana were close together at 1.76% and 1.74%.

The Full Data

These percentages cover completed crypto deposits.

  • XMR: 36.42%
  • BTC: 20.44%
  • USDT: 11.15%
  • USDC: 7.07%
  • XNO: 5.48%
  • ETH: 5.02%
  • BCH: 4.45%
  • BTC-LN: 2.29%
  • LTC: 1.76%
  • SOL: 1.74%
  • TON: 0.92%
  • BASE: 0.90%
  • ZEC: 0.85%
  • DASH: 0.65%
  • TRX: 0.39%
  • ZANO: 0.13%
  • DOGE: 0.12%
  • KAS: 0.05%
  • BNB: 0.05%
  • LTC-MWEB: 0.04%
  • POL: 0.04%
  • VVV: 0.02%
  • FUSD: 0.01%
  • XRP: 0.01%

The rounded figures sum to 100.00%. The crypto payment statistics archive contains every monthly report since November 2024.

Milan de Reede

Milan de Reede

CEO & Co-Founder

milan@nano-gpt.com

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