July 2026 Crypto Payment Statistics: Bitcoin and Stablecoins Gain
This report is part of our monthly crypto merchant data series. See all NanoGPT crypto payment statistics.
July shifted deposit volume toward on-chain Bitcoin and stablecoins. Monero remained the largest single payment method, while Nano and Lightning both lost share.
Monero Remains First
Monero accounted for 36.42% of July's crypto deposit volume, down 4.31 percentage points from June's 40.73%.
On-Chain Bitcoin Jumps While Lightning Falls
On-chain Bitcoin rose from 14.05% in June to 20.44% in July. Lightning moved the other way, falling from 5.96% to 2.29%.
Combined, BTC + Lightning reached 22.73%, up from 20.01% in June. The Bitcoin total grew even though its mix moved heavily toward on-chain deposits.
Stablecoins Reach 18.22%
USDT rose from 6.26% to 11.15%, while USDC increased from 5.52% to 7.07%.
Together, USDT + USDC represented 18.22% of July's crypto deposit volume, up 6.44 percentage points from June.
Nano Falls as ETH and BCH Gain
Nano fell from 9.51% in June to 5.48% in July.
Ethereum rose from 3.17% to 5.02%, and Bitcoin Cash climbed from 2.87% to 4.45%. Litecoin and Solana were close together at 1.76% and 1.74%.
The Full Data
These percentages cover completed crypto deposits, plus Bitcoin deposits held for manual verification, from July 1 through July 31, 2026, in UTC. Fiat deposits and deposits through partner-branded integrations are excluded. Nano deposits are converted to USD using the price recorded for the deposit or the daily fallback exchange rate.
- XMR: 36.42%
- BTC: 20.44%
- USDT: 11.15%
- USDC: 7.07%
- XNO: 5.48%
- ETH: 5.02%
- BCH: 4.45%
- BTC-LN: 2.29%
- LTC: 1.76%
- SOL: 1.74%
- TON: 0.92%
- BASE: 0.90%
- ZEC: 0.85%
- DASH: 0.65%
- TRX: 0.39%
- ZANO: 0.13%
- DOGE: 0.12%
- KAS: 0.05%
- BNB: 0.05%
- LTC-MWEB: 0.04%
- POL: 0.04%
- VVV: 0.02%
- FUSD: 0.01%
- XRP: 0.01%
The rounded figures sum to 100.00%. The crypto payment statistics archive contains every monthly report since November 2024.
