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September 2026 Crypto Payment Statistics: Monero and Stablecoins Gain

This report is part of our monthly crypto merchant data series. See all NanoGPT crypto payment statistics.

September shifted the payment mix toward Monero and stablecoins. Monero remained the largest payment method at 44.02%, while USDT overtook on-chain Bitcoin for second place.

September 2026 crypto payment distribution by credited USD deposit value

Monero extends its lead

Monero rose from 38.55% in August to 44.02% in September, a gain of 5.47 percentage points.

Stablecoins reach 22.95%

USDT increased from 12.01% to 15.66%, while USDC rose from 6.38% to 7.29%. Together, USDT and USDC accounted for 22.95% of crypto deposit value, up from 18.39% in August. PYUSD added another 0.04%.

Bitcoin loses share

On-chain Bitcoin fell from 24.92% to 12.37%. Lightning also declined, from 1.99% to 1.78%.

Combined, Bitcoin and Lightning represented 14.15%, compared with 26.90% in August. These figures measure payment share; a lower share alone does not establish a fall in absolute deposit volume.

Zano moves into fifth place

Zano jumped from 0.01% in August to 3.96% in September, moving into fifth place among crypto payment methods.

Ethereum increased from 2.60% to 3.22%, and Solana rose from 1.90% to 2.97%. Nano declined from 4.36% to 2.57%, while Bitcoin Cash fell from 3.15% to 1.48%.

The full data

These percentages cover completed crypto deposits recorded from September 1 through September 30, 2026, using UTC transaction creation dates and credited USD value, including deposit bonuses. Fiat payments, manual balance adjustments, and records without an identifiable crypto asset or settled USD valuation are excluded. Assets are combined across networks, with Bitcoin Lightning and Litecoin MWEB listed separately.

  • XMR: 44.02%
  • USDT: 15.66%
  • BTC: 12.37%
  • USDC: 7.29%
  • ZANO: 3.96%
  • ETH: 3.22%
  • SOL: 2.97%
  • XNO: 2.57%
  • BTC-LN: 1.78%
  • LTC: 1.74%
  • BCH: 1.48%
  • TON: 1.09%
  • TRX: 0.65%
  • ZEC: 0.49%
  • DASH: 0.46%
  • POL: 0.12%
  • DOGE: 0.05%
  • PYUSD: 0.04%
  • KAS: 0.02%
  • LTC-MWEB: 0.02%
  • BNB: less than 0.01%
  • VVV: less than 0.01%

Each asset is rounded independently to two decimal places. Combined shares use unrounded values.

Read the August report or browse the monthly archive.

Milan de Reede

Milan de Reede

CEO & Co-Founder

milan@nano-gpt.com